before getting into your points themselves, the validity of your arguments are based on the merits of your arguments themselves. they aren't any more or less va

before getting into your points themselves, the validity of your arguments are based on the merits of your arguments themselves. they aren't any more or less valid because of your status as a minority. but onto your arguments, I don't think you've listed anything that didn't already exist. again, not to invalidate, but I don't think anything you've mentioned is a result of crypto itself. regarding alternative liquidity, there has always been alternative investment and liquidity available outside the structured financial industry. private investors or money lenders, often times related to the mob or sketchy individuals, have been available long before crypto, and will continue to be available. often times, alternative investors using crypto to move funds are not much safer or more credible than the mobsters of old. your second point refers to KYC, or Know Your Customer. this has been a legal requirement in the financial industry for decades, and certainly aren't a result of any innovation or achievement in the crypto space. again, not to invalidate any of your arguments, but I'm not sure any of them answer OP's question.