For the past 5 years or so I pay moderators, community managers, designers, marketers, and many other personnel in crypto. Usually stablecoins. I've also deploy

For the past 5 years or so I pay moderators, community managers, designers, marketers, and many other personnel in crypto. Usually stablecoins. I've also deployed vesting agreements for closer personnel. Software developers have basically always accepted crypto for services over the last decade, or ones that do have been easy to find. I've accepted capital in crypto for non-crypto hedge/PE funds, more and more fund administrators are very well adept in taking in-kind investments for subscriptions of new limited partners. Its more like having cell phone service in an underground subway station. When its not there you debate about it, when its there you just use it. One aspect that may be overlooked which is a high volume use case, is that international wires are being circumvented at unlimited amounts, converted to domestic wire transfers. The unlimited amounts aspect is something that Wise/Revolut/Paypal/Western Union cannot compete with in either capability, company policy, company interpretation of compliance, actual regulatory compliance, speed, or fees. For example, in the payment for services use case, instead of an international wire transfer taking multiple business days and being error prone by user error along with multiple banks and a random compliance officer, the recipient (me, or them) just does a domestic wire transfer if they want fiat currency, after the payment was received in crypto. The bank just has a locally KYC'd person receiving domestic funds from the same person's KYC'd account at the domestic crypto exchange, which has the capability of being a same-day transfers within the local monetary union. Its just a matter of convenience. The international wire system (SWIFT) is not an authority to defer to, if their circumvention makes you feel like something bad is happening. They're just there, and antiquated, and inconvenient. Despite what you may have heard about how amazing the Eurozone's SEPA system is, turns out that not that many people actually send between nations, where the reality is that instant or even same-day SEPA is heavily dependent upon the two banks involved, the two countries, and more. Infinite, unreliable, permutations. With crypto, people receive it all very fast, and they can decide what they want to do with it. Since they can also acquire goods and services and invest with crypto often times they don't want fiat money. Whether they do or don't, they all also have the choice of stable value, or merely a few minutes of exposure to volatile value. This reality amongst people that actually use it has simply trumped all conjecture.