...However, it isn't going to be a cheaper option (than a reasonable merchant account) if you're average transaction size is over $10 or so... Using your calcu

...However, it isn't going to be a cheaper option (than a reasonable merchant account) if you're average transaction size is over $10 or so... Using your calculator and a total monthly volume of $4,000 (the default setting), there isn't a single average transaction size that makes Square more expensive than a merchant account - all the way up to $10k. Even when increasing total monthly volume to $10,000, I have to raise the average transaction amount to $50 before the merchant account becomes $20 cheaper per month.