The answer to this question seems so self-evident that I’m not sure if you’re trolling or really just uninformed. To be fair, aggregate debt and interest rates

The answer to this question seems so self-evident that I’m not sure if you’re trolling or really just uninformed. To be fair, aggregate debt and interest rates don’t really tell the whole story, because credit providers are a lot more creative as well. Anecdotally, I routinely get offers for promotional low- or no-interest balances on unsecured credit (i.e. credit cards) that overlap such that I can fairly easily maintain a condition of “negative working capital” in excess of my annual income for maybe 2% APR.