Yeah...but you have to lock up crypto assets, usually with a value significantly over the stablecoins you get in return. And if the value of your assets fall, t

Yeah...but you have to lock up crypto assets, usually with a value significantly over the stablecoins you get in return. And if the value of your assets fall, they're liquidated and the loan is repaid. It's risky for the borrower, but very low-risk for the lender: rarely do lenders have 150% collateral, literally locked in place and ready to sell at a moment's notice. So far I don't see any major systemic risks, except maybe to the reputation of the whole DeFi enterprise if positions start getting liquidated in a crash.