Interesting that the negative comments so far consist entirely of ad hominem attacks on the author, arguments for blockchain (which the article doesn’t mention

Interesting that the negative comments so far consist entirely of ad hominem attacks on the author, arguments for blockchain (which the article doesn’t mention once), examples of fraud and bubbles in other contexts (irrelevant — no one says crypto is the only Ponzi or bubble), and libertarian attacks on fiat currency and government control of currency that don’t address the utility of crypto. PayPal and Stripe and other financial players haven’t adopted crypto. They have inserted themselves as intermediaries, taking a cut at no risk to themselves, and with no commitment to moving from dollars to crypto. They are in the same position as every grocery store and gas station selling Beanie Babies 20 years ago: offering what people will buy to make a profit (in dollars).