There are DRM-free games on steam, but how many people maintain backups of their games? And this is not limited to steam. Most distribution these days on PC is

There are DRM-free games on steam, but how many people maintain backups of their games? And this is not limited to steam. Most distribution these days on PC is digital, and even consoles moved there. If you lose your account for whatever reason, you will lose them all. Same problem with other content (video, audio, etc.). As long as there is no law protecting the customers from those things, it will remain a problem.