3 ms·
A waste, get cash back on credit cards for grocery, 3%. Not shocking or great, but 3% on an annual bill of $10,000 is a nice $300, maybe a week of free grocerie
by rootsudo 5y ago
A waste, get cash back on credit cards for grocery, 3%. Not shocking or great, but 3% on an annual bill of $10,000 is a nice $300, maybe a week of free groceries?
Paycheck to cards not attached does not matter, ACH transfers can still be done much easier vs a EMV/Stripe read of a debit card.
So all you are doing is amplifying your risk without any reward.
- tehwebguy 5y agoWife picked up the Amex Plat right before the signup offer & annual fee changed drastically this year, offer was 10X on the first $15k spent on gas & groceries and 100,000 points after spending I think $6k within 6 months. Only using it on gas & groceries, will average 16 points per dollar (approx 12-16%) when we reach $15,000 spent total. The new deal is similarly structured but horrible in comparison, “shop small” is the category so it’s not realistic to max out the bonus spend without overspending.