1. History and death of attempts at carrier-proxied mobile payments, including SMS and so forth. 2. Parallel graph of dominant internet access points and type

1. History and death of attempts at carrier-proxied mobile payments, including SMS and so forth. 2. Parallel graph of dominant internet access points and type thereof (fixed/mobile) per market vs. dominant payment systems and payment characteristics such as payment size, card not present, etc. 3. True history of SWIFT. 4. Parallel graph of Chinese mobile payment growth vs. historical credit card payment growth. 5. Overarching trend in bank points of presence including ATMs and branches across multiple developed markets vs. mobile. 6. Trends in subscription payments as a percentage of overall credit card spend + subscription support in alternate settlement systems.