You can say that, but then some of us hear about events like [1] [2] [3] that make you wonder how in the world wealthy financial services companies with their a

You can say that, but then some of us hear about events like [1] [2] [3] that make you wonder how in the world wealthy financial services companies with their almighty teams could not foresee rather blatantly obvious things like (say) the possibility of enthusiasts using their cards to get cash back from tax payments. Or, for example, why do so many banks give several-hundred-dollar "direct deposit" bonuses to people who just do a normal ACH transfer to themselves, despite explicitly claiming that they only allow employment income. Surely that's unintentional rather than being some kind of customer acquisition reverse-psychology tactic? [1] https://www.doctorofcredit.com/paypal-key-will-stop-allowing-american-express-cards-as-funding-option-beginning-january-4/ https://www.doctorofcredit.com/paypal-key-will-stop-allowing... [2] https://www.doctorofcredit.com/paypal-key-no-longer-working-with-plastiq-when-credit-card-linked/ https://www.doctorofcredit.com/paypal-key-no-longer-working-... [3] https://www.doctorofcredit.com/rumor-plastiq-to-stop-allowing-personal-visa-cards-entirely-starting-soon/ https://www.doctorofcredit.com/rumor-plastiq-to-stop-allowin...