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My solution to this is having a debit card connected to an account that has no funds and allows no overdrafts. And I only load the account when I specifically w
by figassis 5y ago
My solution to this is having a debit card connected to an account that has no funds and allows no overdrafts. And I only load the account when I specifically want to pay for something. I do this for everything, incl. Spotify, Netflix, etc. I pay a subscription when I want to pay for it, so usually at the end of the month I load the total of my subscriptions and they all go away. This also helps me keep track of my spending and is a good way to see how little things add up, like apple in app subscriptions. I do this religiously because once I was traveling in the winter and suddenly I had $200 disappear from my card and I was unable to get a cab/uber and almost froze to death. Had to get help from police officers. I swore to never again let anyone just take money from me without my approval, whether I owed them or not.
So you find my card in the wild, good luck.
- prepend 5y agoHow is this better than using a credit card?
- figassis 5y agoSome people can't have credit cards bc they're not us citizens or permanent residents.
- chemmail 5y agoSome people can't control themselves.
- Jensson 5y agoDebit cards has orders of magnitude less fees per transaction. You might be fine paying 3% of your money to credit card companies but a lot of others would be fine with a debit card. The US system makes everyone share the burden of paying for credit cards, but in Europe they can't do that so people mostly go with the much cheaper debit cards.