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I just have two bank accounts. One I use to pay online, that I put money into myself, and another where I receive my salary. The most anyone can surprise charge
by Asooka 5y ago
I just have two bank accounts. One I use to pay online, that I put money into myself, and another where I receive my salary. The most anyone can surprise charge me is about 60 EUR, because I don't keep more money in the online purchases account. The upside is that I understand all parts of how this works. I never managed to grok all the details about credit cards and their endless features. I just pay the bank to maintain two accounts with two debit cards, and it costs me the exact same amount every month.
- vineyardmike 5y ago> never managed to grok all the details about credit cards You should look at getting a charge card. Basically a credit card where you can't keep a balance. Its basically a pay-after debit card where you can not pay a charge if its fraud. Some have nice perks, but you can just ignore that if you want.