(A) If the app on my phone stops working because someone stole my ID, then I'll likely notice next time I try to use it. (B) You have to compromise both passwo

(A) If the app on my phone stops working because someone stole my ID, then I'll likely notice next time I try to use it. (B) You have to compromise both password and 2FA. (C) Walking into a government office certainly raises the barrier to stealing ID.