IMHO, in middle age there's more to do and worry about. For example, I took off today and the morning was over before I knew it. That's because I spent an hour

IMHO, in middle age there's more to do and worry about. For example, I took off today and the morning was over before I knew it. That's because I spent an hour trying to make sure that my insurance agent is not gouging me by getting other insurance quotes and then trying to bring my premium down by increasing deductible. Spent some time going over property tax statement and HOA notice that rates are going to go up again. I had to none of these things when I was younger.