Absolutely - and for quite a long time (I work mainly property). There's not much (if any) appetite to completely rebuild 3rd-party geophysical vendor models.

Absolutely - and for quite a long time (I work mainly property). There's not much (if any) appetite to completely rebuild 3rd-party geophysical vendor models. Those folks have 20+ years of work behind them and a different talent base (e.g. different types of scientists building the base models). But we do focus on all the other stuff. Making data input easier/more accurate. Same thing re: output. Also the vast majority of our capital and group-level risk work happens in-house - R, Python, etc.