> Crime rate where I live is low. Regardless that’s what insurance is for. And I’m not even sure if the doorbell would deter anyone. I appreciate your honesty,

> Crime rate where I live is low. Regardless that’s what insurance is for. And I’m not even sure if the doorbell would deter anyone. I appreciate your honesty, but whoa is this a loaded comment. A few things to note: - Crime is deterred greatly by the probability of getting caught. If a criminal were to see that video is constantly be recorder it would likely lessen the chance of crime happening. In theory your crime rate in your neighbor could be low due to other people having this security on their houses (and thus providing an overall deterrent of "this is a bad place to try to burglarize someone because there are cameras everywhere!") - Insurance premiums are tied to probabilities of crime. Often times insurance companies will offer discounts if you have security mechanisms. Also, lets say someone does burglarize your house, your insurance premiums will go up in the future. - Lastly and probably the most simple. Why on earth would you ever want to simply rely on insurance as a remediation to your possessions? Can you replace that unique piece of art with money? What if you were injured by a burglar? etc. etc.