You're vastly oversimplifying. In physics and finance, the "initial time" has always been t_0, not t_1. This has absolutely nothing to do with machine code, or

You're vastly oversimplifying. In physics and finance, the "initial time" has always been t_0, not t_1. This has absolutely nothing to do with machine code, or with "blind cargo-cult copying". There are intrinsic reasons for doing it this way, which I'll leave for you to ponder yourself, ideally in a quiet room in a lotus position. Traditions are not always arbitrary. Don't dismiss them until you're damned sure why they've survived, especially when you know for a fact that quantitative fields filled with high-order geniuses haven't bothered to scrap them. "Cargo-cult" thinking is a pernicious influence, but it's exceptionally rare that it's the complete explanation of anything.