Money printing is mostly tied to audited real-estate. You can't just get a license and start printing money out of thin air. In the US, this can be done by comp

Money printing is mostly tied to audited real-estate. You can't just get a license and start printing money out of thin air. In the US, this can be done by companies other than banks (ie: mortgage companies). The big banks, nowadays, are liquidity traders. The smaller/community banks are a service provider. A real "bank" no longer exists.