You raise a good point, and I was incorrect. In my original comment I was thinking of any of us, not muggles. Come to think of it, I once even set it up at a

You raise a good point, and I was incorrect. In my original comment I was thinking of any of us, not muggles. Come to think of it, I once even set it up at a job in 2009. We needed to digest huge amounts of flat files from clients with little tech savvy. I put FTP on a server, put that behind OpenVPN, then sent the customers a pre-configured OpenVPN client installer. Never broke. Tangentially, all this mention of FTP being used by banks and financial institutions is inspiring some choice nmap scans to run... ;)