I think this is a false dichotomy even though it fits in with the traditional American template. "Go work in industry after undergrad/masters" or "forgo making

I think this is a false dichotomy even though it fits in with the traditional American template. "Go work in industry after undergrad/masters" or "forgo making money to pursue a PhD". Maybe it's borne from the bubble of academia, but as I got more experience in industry it became apparent there were many, many more pathways to a PhD than were discussed while in university.