But when is the right time? If you bought nov 2008 you would have 6 more months of declines in a lot of names. This idea is even harder than holding on to your

But when is the right time? If you bought nov 2008 you would have 6 more months of declines in a lot of names. This idea is even harder than holding on to your winners. Automate a transfer into a dated retirement account for 90% of your investments.