"Of course this is a trivial problem to solve with smart contracts, " No, it doesn't. The 'contract' was never the issue really. We need a judicicial and regul

"Of course this is a trivial problem to solve with smart contracts, " No, it doesn't. The 'contract' was never the issue really. We need a judicicial and regulatory system in which the contract is valid, the means to redress issues, undo transactions. Now, $300 is probably too much to move money and speaks to the incumbency of financial actors ... but a good chunk of that cost is actually the reality of the fact that it takes a lot of very smart, very conscientious and super 'small-c' conservative running financial infrastructure. I think regular fintech startups will beat down that $300 cost faster than crypto will.