7.12% for Treasury bonds is great but you can get 17-21% with USDC stable coins (crypto). On Kucoin you can make money by lending out stablecoins to margin tra

7.12% for Treasury bonds is great but you can get 17-21% with USDC stable coins (crypto). On Kucoin you can make money by lending out stablecoins to margin traders. Here are some of the current rates: Lend USDC for 7+ days: 17.52% Lend USDC for 14+ days: 20.44% Lend USDC for 28+ days: 20.80% Margin lending is safer than most other forms of lending because margin loans are fully collateralized and if the borrower gets a margin call, their assets are auto-liquidated to pay you back. In the rare event that the system couldn’t get back all of the collateral, the difference is paid out from an insurance fund that about 10% of interest is paid into. Benefits: 1) interest is paid out daily and can be (automatically) reinvested. 2) your investment can be pulled out in 7-28 days or less if the borrower pays you back earlier. 3) there is no interest forfeit penalty that these bonds have. Drawbacks: I don’t think there is any 7% yielding asset in the world that is as safe as a US government bond. Disclosure: I don’t do this myself, hold many bonds, or keep much cash. This is a financial suggestion but it is not a financial recommendation. Do your own research.