> Creditors take inflation into account when making loans. How? I'm pretty sure that is determined by the market. 10 year treasuries are yielding 1.587% whic

> Creditors take inflation into account when making loans. How? I'm pretty sure that is determined by the market. 10 year treasuries are yielding 1.587% which is less than inflation and people still buy them because your alternative is cash with even worse returns.