As an unemployed programmer in Vancouver, I've been thinking about the potential prospects of owning a place, and it seems like an inescapable conclusion that i

As an unemployed programmer in Vancouver, I've been thinking about the potential prospects of owning a place, and it seems like an inescapable conclusion that it's just for people who either got lucky with their career early on, or inherited it through some means. I don't think there's much of a controllable path to doing so at this point, it's somewhat all dependent on RNG, which isn't motivating. If I landed a very well-paying gig tomorrow, I'd need to luck into keeping it for at least 2-5 years, and then at best, if I could get a mortgage, I'd then be saddling myself with debt for the rest of my life. Kind of crazy to think about. Thankfully my landlords are cool. Of course, if I desperately needed to own a place, I could luck into a well-paying gig and afford a down-payment in the prairies after a few years, but then I'd be living there, and I'd rather rent here.