> EU ... law ... banking app requires some google safety net AFAIK it's not the law. The law only says the banks should adopt adequate safety measures, and the

> EU ... law ... banking app requires some google safety net AFAIK it's not the law. The law only says the banks should adopt adequate safety measures, and they do safety net as it's easy and customers don't care, as there is usually a backup plan of just using the website (apart from a few novelty banks like N26).