But Monzo isn’t a thing that 99% of the country has access too. Tikkie and iDeal are. Every mainstream bank here supports them and are part of the organisations

But Monzo isn’t a thing that 99% of the country has access too. Tikkie and iDeal are. Every mainstream bank here supports them and are part of the organisations that manage them. Well technically tikkie is ABN AMRO but it is built on the same underlying infra so it works for all the mainstream banks.