By "US specific" he talks about things like 401(k)s and (Roth) IRAs, which are tax-sheltered retirement accounts. As a Canadian, I would translate that to an RR

By "US specific" he talks about things like 401(k)s and (Roth) IRAs, which are tax-sheltered retirement accounts. As a Canadian, I would translate that to an RRSP. Not sure what you would use. Note that while investing in the US (and internationally) isn't a bad thing, have some portion of your portfolio in your home country/currency generally helps to reduce volatility: > In each market we examined, our analysis indicated that volatility was reduced most with an allocation to international equities of between 35% and 55%. While this observation may help investors determine the appropriate mix of domestic and international equities, volatility reduction is not the only factor to consider. * https://personal.vanguard.com/pdf/ISGGEB_042021_Online.pdf https://personal.vanguard.com/pdf/ISGGEB_042021_Online.pdf * https://www.morningstar.ca/ca/news/206577/home-country-bias-the-good-the-bad-and-the-ugly.aspx https://www.morningstar.ca/ca/news/206577/home-country-bias-... * https://en.wikipedia.org/wiki/Equity_home_bias_puzzle https://en.wikipedia.org/wiki/Equity_home_bias_puzzle * https://www.investopedia.com/terms/h/home-country-bias.asp https://www.investopedia.com/terms/h/home-country-bias.asp