The question remains, what policy was the above commenter refering to if not those that combat redlining? Fannie/Freddie were captured and should never have bo

The question remains, what policy was the above commenter refering to if not those that combat redlining? Fannie/Freddie were captured and should never have bought NINA (no-income-no-asset) loans. If they had died out as a natural result of competition that would have been fine. But they were misled into a disaster. Allowing them to crash in 2008 would have been a bigger disaster. They no longer give out such risky loans. Now the sharks have moved on to other scams.