Exactly yes. There might be a little bit of a happy place, above where the boring banks hold on to their systematic control of the system, but a little below w

Exactly yes. There might be a little bit of a happy place, above where the boring banks hold on to their systematic control of the system, but a little below where crypto is now with some regulation. But I feel by the time crypto is useful, that will mostly have converged and 'regular fintech' will provide most of the opportunity.