I live in the US. When I was done with my Bachelors, which I did in the evenings while I worked full time, I had a choice of two local universities for graduate

I live in the US. When I was done with my Bachelors, which I did in the evenings while I worked full time, I had a choice of two local universities for graduate study. The CS grad course in one was really a PhD that granted a Masters part way through. Classes were in the day and students were expected to TA. The other school's was a Masters-only program and offered classes in the evenings. I had a wife and two young children, there was no way I could support them on a TA's salary. So I went with the Masters-only program. Tuition has skyrocketed, educators' pay rates have not.