Yes, and together with it the flood of abusive loans with lower deposits and longer payback periods as if it would make homes "more affordable" (not) Student l

Yes, and together with it the flood of abusive loans with lower deposits and longer payback periods as if it would make homes "more affordable" (not) Student loans, mortgages, or "how to make money with lower interest rates", convince people to loan more and pay more interest (with a longer period)