Since 1995 everyone has a basic right to possess a free basic bank account in Germany (the EU?) including "partial citizens" (e.g. asylees), since it's so cruci

Since 1995 everyone has a basic right to possess a free basic bank account in Germany (the EU?) including "partial citizens" (e.g. asylees), since it's so crucial to societal participation. The fact the author sells this as innovation speaks volumes about the usual treatment of people deemed (near-term) useless to the (US) apparatus.