> $20M is retirement money. $1.2M isn't. I live in a HCOL area, so I get this sentiment. But it doesn't match at all with actual reality in the US. The median

> $20M is retirement money. $1.2M isn't. I live in a HCOL area, so I get this sentiment. But it doesn't match at all with actual reality in the US. The median 65-69 year old has a net worth of $272k, with the average being $1.25M [0]. A lot of places are pretty cheap - especially since even modest earners could get thousands of $ in SS each month. [0] https://dqydj.com/average-median-top-net-worth-percentiles-by-age/ https://dqydj.com/average-median-top-net-worth-percentiles-b...