Certainly happy to have a conversation about it. I'll dig up my notes and I have a whole bunch of research papers you might find interesting. Feel free to drop

Certainly happy to have a conversation about it. I'll dig up my notes and I have a whole bunch of research papers you might find interesting. Feel free to drop me an email: rojw at pm dot me. I've found that talking about "credit money" explicity is problematic because most people - especially in the crypto world - don't understand what money really is. They believe it is, or should be, some kind of token with "intrinsic" value. But history suggests otherwise becuase the vast majority of monies were credit instruments and the system we have today is a credit based system, it's just heavily centralised around central banks. I believe that one could make a better system by liberalising who can create credit. The problem ultimately boils down to reputation scoring and tracking. I'm not saying that "intrinsic value" coins such as gold coins were not used. Of course, they were! Particularly in situations where relationships were ephemeral or not long lasting so maintianing a credit ledger wasn't possible. However, now we have the technology to maintain a credit ledger for the whole World so instinsic value tokens/coins are not necessary anymore. In that light, I believe the current iteration of crypto really isn't very useful for anything other than facilitating a big casino. In the meantime, have a read of this great paper [1] by a British Diplomant called Alfred Mitchell-Innes. He wrote two papers and this is the first one and I think it's the best paper on "what is money". Enjoy! [1] https://www.community-exchange.org/docs/what%20is%20money.htm https://www.community-exchange.org/docs/what%20is%20money.ht...