I find that really hard to believe. $1.2M in assets will not go far after factoring in raising/educating two or more kids. Certain they will be comfortable, but

I find that really hard to believe. $1.2M in assets will not go far after factoring in raising/educating two or more kids. Certain they will be comfortable, but someone with $20M can really afford the best in terms of home in an urban area, education, and medical care.