I absolutely agree. I'm hopeful that with the ridiculous debt loads that are common today, that there's enough pressure to start inventing these kinds of things

I absolutely agree. I'm hopeful that with the ridiculous debt loads that are common today, that there's enough pressure to start inventing these kinds of things. "Succeeding" at the current setup (which includes not going broke) requires high school juniors to know enough about what they want to do that they can do the ROI calculation, and heavily penalizes them for getting it "wrong". Which is ridiculous and unfair. It also pushes everyone to be the sort of people who I don't particularly like to hang out with.