Your social security benefits are calculated based on your 35 highest income years; which includes 0 income years. The guy quit in 2001 in his 40s-50s, so he ma

Your social security benefits are calculated based on your 35 highest income years; which includes 0 income years. The guy quit in 2001 in his 40s-50s, so he may only have 20 years of income for SSA benefits. That said, the formula is a political choice just as the UBI benefits are a political choice. We could give everyone the same SSA benefits regardless of prior income and index the amounts to age instead. UBI and SSA could be the same administration with lower amounts for younger people and higher amounts for retirees. https://www.aarp.org/retirement/social-security/questions-answers/social-security-benefits-calculation.html https://www.aarp.org/retirement/social-security/questions-an...