Something the article doesn't take into is how the ROI would be exponentially increased by interest and investments. Not everyone invests, but for those who do,

Something the article doesn't take into is how the ROI would be exponentially increased by interest and investments. Not everyone invests, but for those who do, raw dollar values will translate to even greater earnings on interest, and typically jobs with high ROIs will provide benefits like 401k matching and better health insurance so the actual ROI is even higher.