Yes, there is massive downside to not maximizing for money to some extent. It can make the difference between being able to retire while one still has some frag

Yes, there is massive downside to not maximizing for money to some extent. It can make the difference between being able to retire while one still has some fragment of youth or not, as well as determine whether you’re just keeping your head above water month to month or are solidly in the black. If you have kids and a significant other, this becomes even more true as you then want to ensure their comfort and wellbeing as well. It’s less that morality isn’t taught in college and more that the system is structured such that those who don’t do the song and dance lose out big time. No that’s not great, but it’s no fault of the majority of individuals. The system itself needs to be changed. Make sure that people don’t have to work the majority of their waking lives just to have a chance of getting ahead and morality will become a more practical consideration.