Maybe how international wires work and on what ways providers like Wise or CurrencyCloud are different Maybe European banking API standards vs Plaid? Differen

Maybe how international wires work and on what ways providers like Wise or CurrencyCloud are different Maybe European banking API standards vs Plaid? Different banking charters, like ILCs. Maybe talking about what tech startups are doing which license? OnlyFans and banking issues, especially what their CEO said blaming a bank for not processing their wires (iirc) You’ve tweeted before about a future where tech companies enable a “bank for Beyoncé fans” and such. Maybe that? (I am still skeptical of this) Maybe different ways tech companies comply with laws vs traditional banks? How much is it taking on extra risk vs improved KYC tech and such?