I know people that are skilled and valuable, but they still don't have the savings to fund their life for an extended period of time. And since they live in a c

I know people that are skilled and valuable, but they still don't have the savings to fund their life for an extended period of time. And since they live in a country that doesn't pay reasonable unemployment money, they can only switch jobs when the jobs line up perfectly. Saying "this sucks, I quit" is not an option for them. They have family that relies on them. The employer nearly always has the better negotiation position.