True, but so much of banking has been moved to online and mobile so visits to an actual branch are almost always outlier situations. I shouldn’t have to schedu

True, but so much of banking has been moved to online and mobile so visits to an actual branch are almost always outlier situations. I shouldn’t have to schedule something ahead of time which is the equivalent of cashing the average American paycheck. Cash might be a bit of a pain, but there are still plenty of common and good reasons why I might want 5k of my money without having to wait a few days for it.