What if it's simpler than that. People still use cash, but most of the "money" is tied up in finance's parasitism. So while the amount of e-cash has skyrockete

What if it's simpler than that. People still use cash, but most of the "money" is tied up in finance's parasitism. So while the amount of e-cash has skyrocketed, cash is still circulating and in high use/demand among the people. I know that for facebook marketplace/craiglist I exclusively use cash... when I buy something from my neighbors or go to a non-chain market I go out of my way to use cash since it saves on transaction fees (and taxes, lol.) I buy and restore classic cars as a hobby and I always buy/sell them in cash if I can.