Since the student loans became impossible to bankrupt, the college prices have risen disproportionally to the income. The average time it takes to pay it off is

Since the student loans became impossible to bankrupt, the college prices have risen disproportionally to the income. The average time it takes to pay it off is twenty years. High level of debt makes people more risk-averse to changing jobs, starting a business, or even having children. I believe that the greedy bloated system of higher education is responsible for many personal tragedies.