3 ms·

Not sure that's necessarily fair. If you're 75, you probably don't want your retirement nest egg in 100% stocks. There isn't a policy congress could institute

Not sure that's necessarily fair. If you're 75, you probably don't want your retirement nest egg in 100% stocks. There isn't a policy congress could institute that guarantees stocks will retain their value in a 4 year window.

neogodless 5y ago
Index funds can hold other assets than equities, including bonds.
jonas21 5y ago
There are bond index funds too.
- dhosek 5y ago
  Exactly. My retirement funds have exactly two securities in them: A stock index fund and a bond index fund.
sideshowb 5y ago
You could add the option of federal bonds then
officeplant 5y ago
If they're 75 they should focus on retirement.
- googlryas 5y ago
  Or - run for President!
- skohan 5y ago
  Yes frankly a lot of the US' problems are probably related to the fact that it's governed by people who won't be living there in 20 years
DavidPeiffer 5y ago
Index funds aren't necessarily 100% stocks. A basic target date fund will taper down the stock percentage as you get closer to the targeted retirement date, not to mention the myriad of dedicated bond funds with every focus/tilt you can imagine.
- deleted 5y ago
  [deleted]