> You will often be found "at fault" in cases where you are not actually at fault (the other driver lies better than your truth) and there are many cases As I

> You will often be found "at fault" in cases where you are not actually at fault (the other driver lies better than your truth) and there are many cases As I understand it, Dan wants to skip on collision / comprehensive, not liability. I can imagine a number of scenarios in which you might not want to bother insuring an asset, even as you insure yourself for damage to others you might be at fault for.