yeah, my customers get maybe 2-3 of those a month (vs, maybe 1-2 actual disputes a year) I mean, I don't know of any of the times that the payment was actually

yeah, my customers get maybe 2-3 of those a month (vs, maybe 1-2 actual disputes a year) I mean, I don't know of any of the times that the payment was actually fraudulent; the customer sends me another payment and it'll go through.