I would love to work part-time in a few years, but the US benefits and labor structure disincentivizes this. The biggest trap of all is health insurance, where

I would love to work part-time in a few years, but the US benefits and labor structure disincentivizes this. The biggest trap of all is health insurance, where good benefits are impossible for the average person to afford; yet nationalized healthcare is out of reach until 65. Instead of this all-or-nothing approach; I wish Medicare phased-in gradually, with supplemental insurance covering the gaps.