Insurance requires a deductible. It’s not worth filing claims for repeated small thefts. This is why many homeowners don’t bother reporting small package thefts

Insurance requires a deductible. It’s not worth filing claims for repeated small thefts. This is why many homeowners don’t bother reporting small package thefts - if the city leadership won’t punish (and deter) crime and if insurance deductibles are higher than the cost of the stolen item, then what’s the point?